100K prop firm accounts: what 27 firms charge (2026)

100K challenges from cheapest to dearest

Firm	Price	Type	Target	Max loss
Instant Funding	$259 One-Phase Micro	1-Step	7%	7%	Visit firm*
FundedElite	$299 Lite 2 Step	2-Step	10% / 5%	8%	Visit firm*
Maven Trading	$299 3-Step Challenge	3-Step	3% / 3% / 3%	3%	Visit firm*
OneFunded	$349 Value	2-Step	8% P1 / 6% P2	8%	Visit firm*
Lark Funding	$370 3-Step Evaluation	3-Step	5% / 4% / 3%	5%	Visit firm*
Atmos Funded	$379 2-Step Plus	2-Step	6% / 6%	6%	Visit firm*
The5ers	$405 High Stakes New	2-Step	10% / 5%	8%	Visit firm*
Orion Funded	$409 Orion Select	3-Step	5% / 5% / 5%	5%	Visit firm*
Fintokei	$419 StartTrader	3-Step	2% / 3% / 6%	6%	Visit firm*
City Traders Imperium	$449 1-Step Challenge	1-Step	8%	5%	Visit firm*
AIFO	$449 2-Step Core	2-Step	8% / 5%	10%	Visit firm*
Funding Traders	$459 2-Step Pro6	2-Step	6% / 6%	6%	Visit firm*
FundingPips	$466 2 Step Pro	2-Step	6% / 6%	6%	Visit firm*
For Traders	$469 Fast	1-Step	9%	6%	Visit firm*
QT Funded	$475 QT Power	2-Step	6% / 6%	8%	Visit firm*
Goat Funded Trader	$478 2-Step GOAT Challenge	2-Step	8% / 6%	10%	Visit firm*
SabioTrade	$479 Advanced	1-Step	10%	6%	Visit firm*
FTMO	€499 1-Step Standard	1-Step	10%	10%	Visit firm*
SpiceProp	€499 Sweet Pepper	2-Step	7.5% / 5%	11%	Visit firm*
FunderPro	$539 Classic	2-Step	10% / 5%	10%	Visit firm*
Top One Trader	$541 Two-Step PRO	2-Step	8% / 5%	9%	Visit firm*
Funded Trading Plus	$549 2-Step Classic	2-Step	7% / 7%	8%	Visit firm*
DNA Funded	$549 Rapid	1-Step	5%	5%	Visit firm*
Audacity Capital	$549 Ability Challenge	2-Step	10% / 5%	15% (10% in verification)	Visit firm*
Blueberry Funded	$605 1-Step Evaluation	1-Step	10%	6%	Visit firm*
The Trading Pit	€569 CFDs Prime 2-Step	2-Step	10% / 5%	8%	Visit firm*
MENT Funding	$750 Forex 1-Step Challenge	1-Step	10%	6%	Visit firm*

List prices with no discount code, checked on 14 November 2026. Firms change prices often, so always confirm on their own website before you pay.

100K accounts with instant funding

Firm	Price	Type	Target	Max loss
Maven Trading	$380 Instant funding	Instant	None (instant)	3%	Visit firm*
FundingPips	$444 Zero	Instant	None (instant)	5%	Visit firm*
Instant Funding	$484 IF Starter	Instant	None	4%	Visit firm*
Atmos Funded	$649 Instant Funding	Instant	None	5%	Visit firm*
Goat Funded Trader	$657 Instant HERO	Instant	None (instant)	5%	Visit firm*
AIFO	$699 Instant Direct Access	Instant	None	5%	Visit firm*
Funding Traders	$749 Instant Funded	Instant	None	6%	Visit firm*
QT Funded	$750 QT Instant	Instant	None	6%	Visit firm*
Blueberry Funded	$785 Instant Lite	Instant	None (instant)	4%	Visit firm*
Top One Trader	$798 Instant Prime	Instant	None	5%	Visit firm*
FunderPro	$799 Instant Funded	Instant	None	6%	Visit firm*
For Traders	$878 Instant	Instant	None (instant)	5%	Visit firm*
FundedElite	$890 Instant	Instant	None	6%	Visit firm*
Orion Funded	$1,149 Orion Zero	Instant	None (instant)	6%	Visit firm*
The Trading Pit	€1,799 CFDs Instant	Instant	None	6%	Visit firm*
FTMO	€2,999 Instant	Instant	None (instant)	10%	Visit firm*
Funded Trading Plus	$4,499 Instant Funding	Instant	None	6%	Visit firm*
Lark Funding	$4,500 Instant	Instant	None	8%	Visit firm*

100K prop firm accounts: how much do they cost?

A 100K challenge costs anywhere from $259 (Instant Funding) to $750 (MENT Funding), and the average across our firms is about $470. You only pay once, and many firms hand the fee back with your first payout.

Questions people ask