200K prop firm accounts: what 21 firms charge (2026)

200K challenges from cheapest to dearest

Firm	Price	Type	Target	Max loss
Instant Funding	$519 One-Phase Micro	1-Step	7%	7%	Visit firm*
FundedElite	$589 Lite 2 Step	2-Step	10% / 5%	8%	Visit firm*
Orion Funded	$739 Orion Select	3-Step	5% / 5% / 5%	5%	Visit firm*
Atmos Funded	$749 1-Step Standard	1-Step	10%	6%	Visit firm*
Lark Funding	$750 3-Step Evaluation	3-Step	5% / 4% / 3%	5%	Visit firm*
Funding Traders	$799 2-Step Pro6	2-Step	6% / 6%	6%	Visit firm*
AIFO	$849 2-Step Core	2-Step	8% / 5%	10%	Visit firm*
Goat Funded Trader	$914 1-Step Challenge	1-Step	10%	6%	Visit firm*
FundingPips	$919 2 Step Pro	2-Step	6% / 6%	6%	Visit firm*
SabioTrade	$939 Ultimate	1-Step	10%	6%	Visit firm*
FunderPro	$989 Classic	2-Step	10% / 5%	10%	Visit firm*
Funded Trading Plus	$999 1-Step Express	1-Step	10%	6%	Visit firm*
QT Funded	$1,000 QT 2 Step	2-Step	8% then 5%	8%	Visit firm*
Audacity Capital	$1,049 Ability Challenge	2-Step	10% / 5%	15% (10% in verification)	Visit firm*
FTMO	€999 1-Step Standard	1-Step	10%	10%	Visit firm*
Top One Trader	$1,079 One-Step FLASH	1-Step	10%	7%	Visit firm*
DNA Funded	$1,079 2 Phase	2-Step	8% / 5%	8%	Visit firm*
Fintokei	$1,099 SwiftTrader	1-Step	6%	3%	Visit firm*
Blueberry Funded	$1,210 1-Step Evaluation	1-Step	10%	6%	Visit firm*
The Trading Pit	€1,139 CFDs Prime 1-Step	1-Step	10%	6%	Visit firm*
MENT Funding	$1,500 Forex 1-Step Challenge	1-Step	10%	6%	Visit firm*

List prices with no discount code, checked on 14 November 2026. Firms change prices often, so always confirm on their own website before you pay.

200K accounts with instant funding

Firm	Price	Type	Target	Max loss
FundingPips	$888 Zero	Instant	None (instant)	5%	Visit firm*
Instant Funding	$939 IF Starter	Instant	None	4%	Visit firm*
Goat Funded Trader	$1,157 Instant HERO	Instant	None (instant)	5%	Visit firm*
Funding Traders	$1,349 Instant Funded	Instant	None	6%	Visit firm*
FundedElite	$1,690 Instant	Instant	None	6%	Visit firm*
Top One Trader	$1,776 Instant Prime	Instant	None	5%	Visit firm*

200K prop firm accounts: how much do they cost?

A 200K challenge costs anywhere from $519 (Instant Funding) to $1,500 (MENT Funding), and the average across our firms is about $956. You only pay once, and many firms hand the fee back with your first payout.

Questions people ask