Pay-after-pass prop firms (2026)
With these models you pay a small amount to start (sometimes only $5) and the activation fee only if you pass. Fail, and the loss is small.
All 9 firms on the list
| # | Firm | Score | Starting price | Profit split | |
|---|---|---|---|---|---|
| 1 | 7.2/10 | $5 (+ $159 activation fee when funded) $25,000 · Flash Activation | 80% | Visit firm* | |
| 2 | 7.2/10 | $5 + $40 when funded $2,000 · Buy Now, Pay Later Challenge | 80% | Visit firm* | |
| 3 | 6.7/10 | $95 + $205 after passing $100,000 · Bootcamp 3-Step | 80% | Visit firm* | |
| 4 | 6.3/10 | $7 + $69 activation fee $5,000 · Orion Nova | 80% | Visit firm* | |
| 5 | 6.2/10 | $4 + $179 after passing $25,000 · Activation Account | 80% | Visit firm* | |
| 6 | 5.8/10 | $29 + $189 activation fee $25,000 · Pay After Pass | 80% | Visit firm* | |
| 7 | 5.8/10 | $5 (+ $79 activation fee when funded) $10,000 · Nova | 80% | Visit firm* | |
| 8 | 5.6/10 | $7 + $165 activation fee $25,000 · Nova Challenge | 80% | Visit firm* | |
| 9 | 5.5/10 | $2.50 + $70 activation fee $5,000 · QT 1 Step BNPL | 80% | Visit firm* |
List prices with no discount code, checked on 14 November 2026. Firms change prices often, so always confirm on their own website before you pay.
Our top three
- FundedElite – News, hedging, martingale and grid are allowed
- Maven Trading – Very low entry prices
- The5ers – A very cheap way in, with small accounts from about $19
How firms got on the list
Programs are included if they have a starting fee plus an activation fee after passing.
The column shows the lowest starting fee, with the funding fee in brackets.
Questions people ask
Which prop firms offer pay after pass?
9 firms meet the conditions, and the three with the highest scores are FundedElite, Maven Trading, The5ers.
Does it end up costing more?
Almost always. The starting fee plus activation usually adds up to more than a standard challenge, so it only makes sense if you expect a few failed attempts.