Instant Funding IF Starter explained (2026): price and rules
Instant Funding sells IF Starter as a instant challenge in 7 sizes, from 2K up to 200K. The 100K version costs $484. To pass you need None profit, and you must keep losses under 2% in any one day and under 4% overall.
Instant Funding IF Starter: could you pass it?
Move the slider to your usual risk per trade. We do the maths with this challenge's own limits.
Tip: stop for the day after 2–3 losses.
IF Starter prices at each size
| Account | Price | Target | Daily loss | Max loss | Split |
|---|---|---|---|---|---|
| $2,000 | $25 | None | 2% | 4% | 90% |
| $5,000 | $38 | None | 2% | 4% | 90% |
| $10,000 | $69 | None | 2% | 4% | 90% |
| $20,000 | $119 | None | 2% | 4% | 90% |
| $50,000 | $289 | None | 2% | 4% | 90% |
| $100,000 | $484 | None | 2% | 4% | 90% |
| $200,000 | $939 | None | 2% | 4% | 90% |
List prices with no discount code, checked on 14 November 2026. Firms change prices often, so always confirm on their own website before you pay.
The rules that matter most
The drawdown is static. In practice, the loss limit is set once from your starting balance and never moves up, so each profit gives you extra room. There's a consistency rule (15%), which means one day can't make up too large a share of your total profit. Deadline to pass: 24 hours from first trade.
Other choices at 100K
Other instant challenges at 100K from the firms we follow, cheapest first. IF Starter itself is priced at $484.
| Firm | Price | Target | Max loss |
|---|---|---|---|
| Maven Trading | $380 Instant funding | None (instant) | 3% |
| FundingPips | $444 Zero | None (instant) | 5% |
| Atmos Funded | $649 Instant Funding | None | 5% |
| Goat Funded Trader | $657 Instant HERO | None (instant) | 5% |
| AIFO | $699 Instant Direct Access | None | 5% |
| Funding Traders | $749 Instant Funded | None | 6% |
Our honest take
2 firms charge less at this size, but this is still a fair price. Its Trustpilot score is 3.1 of 5, so read some recent reviews before buying.
Questions people ask
How much is Instant Funding IF Starter at 100K?
$484. Depending on the size you choose, it ranges from $25 (2K) to $939 (200K).
What target and loss limits does IF Starter have?
You need to reach None. You can lose at most 2% in a day and 4% in total, and the drawdown is static.
How often does IF Starter pay?
Payouts happen After the 24-hour window, and your share is 90%.