FundingPips review 2026: fees, rules and payouts explained
We put FundingPips through the same checks as every firm here: published prices, published rules and customer ratings. The result is a score of 6.1, which places it 12 of 28.
What you need to know
FundingPips started in Dubai in 2022 and has become one of the biggest prop firms around. It offers five models: one 1-Step, three versions of the 2-Step, and Zero, an account that's funded straight away with no evaluation. The interesting part is that you decide how often to get paid, and the less often you withdraw, the bigger the share you keep.
Where the score comes from
It comes in at 12 of 28 in our overall ranking. This is how the 6.1 adds up:
Upsides and downsides
Pros+
- Plenty of models, including instant funding
- Choosing monthly payouts can give you a 100% split
- A scaling plan up to $2,000,000
- MT5, cTrader, Match-Trader and TradeLocker
Cons−
- Master accounts have a 10-minute news restriction
- cTrader costs $20 extra and TradeLocker $5 extra
Every FundingPips program
| Program | Type | Sizes | From | Profit split |
|---|---|---|---|---|
| 2 Step Pro | 2-Step | 5K–200K | $33 | 80% |
| 2 Step Standard | 2-Step | 5K–100K | $36 | 80% |
| 2 Step Flex | 2-Step | 5K–100K | $39 | 80% |
| 1 Step | 1-Step | 5K–100K | $52 | 80% |
| Zero | Instant | 5K–200K | $60 | 95% |
List prices with no discount code, checked on 14 November 2026. Firms change prices often, so always confirm on their own website before you pay.
Options for a $100,000 account
| Program | Type | Price | Target | Daily loss | Max loss |
|---|---|---|---|---|---|
| Zero | Instant | $444 | None (instant) | 3% | 5% |
| 2 Step Pro | 2-Step | $466 | 6% / 6% | 3% | 6% |
| 1 Step | 1-Step | $529 | 12% | 2% (3% optional) | 12% |
| 2 Step Standard | 2-Step | $544 | 8% / 5% | 3% (5% optional) | 10% |
| 2 Step Flex | 2-Step | $555 | 10% / 8% | 4% | 12% |
What the rules allow
Restricted means you may do it, but only under conditions, such as staying out for a few minutes around big news. The firm's website spells out the details.
Platforms, paying and payouts
FundingPips compared with others
Questions people ask
Can I trust FundingPips?
It's based in Dubai, began in 2022, and says it has paid out more than $330 million to traders.
How much of the profit do I keep?
The default is 80% with payouts every two weeks. Switch to monthly payouts and it can reach 100%. Zero accounts pay 95%.
What exactly is Zero?
An account that's funded instantly, with no evaluation to pass. News trading and weekend holding aren't allowed on it.
How much does the FundingPips 100K challenge cost?
The cheapest FundingPips 100K challenge where you keep at least 80% is 2 Step Pro (2-step), priced at $466.
Can someone in Kenya open an account with FundingPips?
Yes. Kenya is not on FundingPips's list of restricted countries. Firms update these lists from time to time, so check the terms when you sign up.