Prop firms with a 3-Step challenge (2026)
A 3-Step sets a small target for each phase (often 5% or less) and usually costs less, but it takes longer to get funded.
All 5 firms on the list
| # | Firm | Score | 100K challenge from | Profit split | |
|---|---|---|---|---|---|
| 1 |  Lark Funding | 7.2/10 | $370 3-Step Evaluation | 80% | Visit firm* |
| 2 |  Maven Trading | 7.2/10 | $299 3-Step Challenge | 80% | Visit firm* |
| 3 |  The5ers | 6.7/10 | $95 + $205 after passing Bootcamp 3-Step | 80% | Visit firm* |
| 4 |  Orion Funded | 6.3/10 | $409 Orion Select | 80% | Visit firm* |
| 5 |  Fintokei | 6.1/10 | $419 StartTrader | 80% | Visit firm* |
List prices with no discount code, checked on 14 November 2026. Firms change prices often, so always confirm on their own website before you pay.
Our top three
- Lark Funding – No consistency rule
- Maven Trading – Very low entry prices
- The5ers – A very cheap way in, with small accounts from about $19
How firms got on the list
Firms are included if they have a 3-Step challenge at 100K.
The list is sorted by overall score.
Questions people ask
Which prop firms offer 3-Step challenges?
5 firms meet the conditions, and the three with the highest scores are Lark Funding, Maven Trading, The5ers.