5K prop firm accounts: what 20 firms charge (2026)
What 20 prop firms charge for a 5K account, from cheapest to dearest, plus each challenge's profit target and maximum loss.
5K challenges from cheapest to dearest
| Firm | Price | Type | Target | Max loss | |
|---|---|---|---|---|---|
| $17 3-Step Challenge | 3-Step | 3% / 3% / 3% | 3% | Visit firm* | |
| $28 2-Step Plus | 2-Step | 6% / 6% | 6% | Visit firm* | |
| €26 Copper | 4-Step | 5% / 5% / 5% / 5% | 10% | Visit firm* | |
| $29 Value | 2-Step | 8% P1 / 6% P2 | 8% | Visit firm* | |
| $33 2 Step Pro | 2-Step | 6% / 6% | 6% | Visit firm* | |
| $35 High Stakes New | 2-Step | 10% / 5% | 10% | Visit firm* | |
| $35 QT Power | 2-Step | 6% / 6% | 8% | Visit firm* | |
| $36 2-Step GOAT Challenge | 2-Step | 8% / 6% | 10% | Visit firm* | |
| $39 Lite 2 Step | 2-Step | 10% / 5% | 8% | Visit firm* | |
| $44 One-Phase Pro | 1-Step | 10% | 8% | Visit firm* | |
| $44 SwiftTrader | 1-Step | 6% | 3% | Visit firm* | |
| $44 1-Step Evaluation | 1-Step | 10% | 6% | Visit firm* | |
| $49 2-Step Pro6 | 2-Step | 6% / 6% | 6% | Visit firm* | |
| $49 1-Step Challenge | 1-Step | 8% | 5% | Visit firm* | |
| $49 Orion Swing | 2-Step | 8% / 5% | 8% | Visit firm* | |
| $49 2 Phase | 2-Step | 8% / 5% | 8% | Visit firm* | |
| $49 Ability Challenge | 2-Step | 10% / 5% | 15% (10% in verification) | Visit firm* | |
| €49 CFDs Prime 2-Step | 2-Step | 10% / 5% | 10% | Visit firm* | |
| $64 One-Step FLASH | 1-Step | 10% | 7% | Visit firm* | |
| $69 Classic | 2-Step | 10% / 5% | 10% | Visit firm* |
List prices with no discount code, checked on 14 November 2026. Firms change prices often, so always confirm on their own website before you pay.
5K accounts with instant funding
| Firm | Price | Type | Target | Max loss | |
|---|---|---|---|---|---|
| $19 Instant funding | Instant | None (instant) | 3% | Visit firm* | |
| $38 IF Starter | Instant | None | 4% | Visit firm* | |
| $58 Instant HERO | Instant | None (instant) | 5% | Visit firm* | |
| $60 Zero | Instant | None (instant) | 5% | Visit firm* | |
| $69 Instant Direct Access | Instant | None | 5% | Visit firm* | |
| $75 Instant Funding | Instant | None | 5% | Visit firm* | |
| $75 QT Instant | Instant | None | 6% | Visit firm* | |
| $79 Instant Funded | Instant | None | 6% | Visit firm* | |
| $79 Instant | Instant | None | 6% | Visit firm* | |
| $94 Instant Prime | Instant | None | 5% | Visit firm* | |
| $95 Instant Lite | Instant | None (instant) | 4% | Visit firm* | |
| $119 Funded Trader Program | Instant | 10% (account doubles) | 10% | Visit firm* | |
| €120 Jalapeño Lite | Instant | None | 8% | Visit firm* | |
| $139 Instant Funding | Instant | None | 6% | Visit firm* | |
| €139 CFDs Instant | Instant | None | 6% | Visit firm* | |
| €169 Instant | Instant | None (instant) | 10% | Visit firm* | |
| €173 Diamond | Instant | 10% | 6% | Visit firm* | |
| $199 Orion Zero | Instant | None (instant) | 6% | Visit firm* | |
| $199 Instant Funding | Instant | None | 4% | Visit firm* | |
| $200 Instant | Instant | None | 8% | Visit firm* | |
| $249 Instant Funding | Instant | None | 6% | Visit firm* |
5K prop firm accounts: how much do they cost?
A 5K challenge costs anywhere from $17 (Maven Trading) to $69 (FunderPro), and the average across our firms is about $42. You only pay once, and many firms hand the fee back with your first payout.
Questions people ask
Which 5K account costs the least?
The cheapest where you keep at least 80% is Maven Trading (3-Step Challenge) at $17.
Is 5K the right size to start with?
That comes down to your budget and experience. A bigger account costs more, but the percentage rules are the same. For your first challenge, pick a size you could afford to buy twice.