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Instant Funding One-Phase Micro explained (2026): price and rules

Instant Funding sells One-Phase Micro as a 1-step challenge in 5 sizes, from 10K up to 200K. The 100K version costs $259. To pass you need 7% profit, and you must keep losses under 4% in any one day and under 7% overall.

Instant Funding One-Phase Micro: could you pass it?

Move the slider to your usual risk per trade. We do the maths with this challenge's own limits.

Losing trades to hit the daily limit–
Losing trades to fail–
Net wins to pass phase 1 (at 1:2)–

Tip: stop for the day after 2–3 losses.

One-Phase Micro prices at each size

AccountPriceTargetDaily lossMax lossSplit
$10,000$397%4%7%80%
$25,000$647%4%7%80%
$50,000$1147%4%7%80%
$100,000$2597%4%7%80%
$200,000$5197%4%7%80%

List prices with no discount code, checked on 14 November 2026. Firms change prices often, so always confirm on their own website before you pay.

The rules that matter most

Type1-Step
DrawdownStatic
Minimum daysNone
Time limitUnlimited
Consistency rule15%
PayoutsOn request
Profit split80%

The drawdown is static. In practice, the loss limit is set once from your starting balance and never moves up, so each profit gives you extra room. There's a consistency rule (15%), which means one day can't make up too large a share of your total profit. There's no deadline to pass.

Other choices at 100K

Other 1-step challenges at 100K from the firms we follow, cheapest first. One-Phase Micro itself is priced at $259.

FirmPriceTargetMax loss
FundedElite$369
Lite 1 Step
12%6%
Maven Trading$380
1-Step Challenge
8%5%
Atmos Funded$383
1-Step Standard
10%6%
City Traders Imperium$449
1-Step Challenge
8%5%
For Traders$469
Fast
9%6%
SabioTrade$479
Advanced
10%6%

Our honest take

Among the firms we follow, nothing is cheaper at this size. Its Trustpilot score is 3.1 of 5, so read some recent reviews before buying.

Visit Instant Funding*

Questions people ask

How much is Instant Funding One-Phase Micro at 100K?

$259. Depending on the size you choose, it ranges from $39 (10K) to $519 (200K).

What target and loss limits does One-Phase Micro have?

You need to reach 7%. You can lose at most 4% in a day and 7% in total, and the drawdown is static.

How often does One-Phase Micro pay?

Payouts happen On request, and your share is 80%.