Funding Traders review 2026: fees, rules and payouts explained
We put Funding Traders through the same checks as every firm here: published prices, published rules and customer ratings. The result is a score of 6.6, which places it 6 of 28.
What you need to know
Funding Traders has four programs: Instant Funded, 1-Step Pro and two 2-Step versions, PRO6 and PRO10, from $5,000 to $400,000. Your fee is paid back through your payouts, and the firm promises to pay you within 48 hours or give you $1,000.
Where the score comes from
It comes in at 6 of 28 in our overall ranking. This is how the 6.6 adds up:
Upsides and downsides
Pros+
- A 90% split on 1-Step Pro and Instant
- $1,000 if a payout arrives late
- The fee is refunded through payouts
- EAs are allowed
Cons−
- Only MT5 and TradeLocker
- Trading the news counts as a hard breach on instant accounts
Every Funding Traders program
| Program | Type | Sizes | From | Profit split |
|---|---|---|---|---|
| 2-Step Pro6 | 2-Step | 5K–200K | $49 | 80% |
| 1-Step Pro | 1-Step | 5K–200K | $59 | 90% |
| 2-Step Pro10 | 2-Step | 5K–200K | $90 | 80% |
| Instant Funded | Instant | 10K–400K | $179 | 90% |
List prices with no discount code, checked on 14 November 2026. Firms change prices often, so always confirm on their own website before you pay.
Options for a $100,000 account
| Program | Type | Price | Target | Daily loss | Max loss |
|---|---|---|---|---|---|
| 2-Step Pro6 | 2-Step | $459 | 6% / 6% | 3% | 6% |
| 1-Step Pro | 1-Step | $589 | 10% | 3% | 10% |
| Instant Funded | Instant | $749 | None | 3% | 6% |
| 2-Step Pro10 | 2-Step | $750 | 10% / 5% | 5% | 10% |
What the rules allow
Restricted means you may do it, but only under conditions, such as staying out for a few minutes around big news. The firm's website spells out the details.
Platforms, paying and payouts
Funding Traders compared with others
Questions people ask
Which programs does Funding Traders offer?
Instant Funded, 1-Step Pro, 2-Step PRO6 and 2-Step PRO10, from 5K to 400K.
How much of the profit do I keep?
80% on the 2-Step challenges and 90% on 1-Step Pro and Instant Funded, rising to 100% with add-ons.
How much does the Funding Traders 100K challenge cost?
The cheapest Funding Traders 100K challenge where you keep at least 80% is 2-Step Pro6 (2-step), priced at $459.
Can someone in Kenya open an account with Funding Traders?
Yes. Kenya is not on Funding Traders's list of restricted countries. Firms update these lists from time to time, so check the terms when you sign up.