FTMO Instant explained (2026): price and rules
FTMO sells Instant as a instant challenge in 5 sizes, from 5K up to 100K. The 100K version costs €2,999. To pass you need None (instant) profit, and you must keep losses under 3% in any one day and under 10% overall.
FTMO Instant: could you pass it?
Move the slider to your usual risk per trade. We do the maths with this challenge's own limits.
Tip: stop for the day after 2–3 losses.
Instant prices at each size
| Account | Price | Target | Daily loss | Max loss | Split |
|---|---|---|---|---|---|
| $5,000 | €169 | None (instant) | 3% | 10% | 90% |
| $10,000 | €339 | None (instant) | 3% | 10% | 90% |
| $25,000 | €749 | None (instant) | 3% | 10% | 90% |
| $50,000 | €1,499 | None (instant) | 3% | 10% | 90% |
| $100,000 | €2,999 | None (instant) | 3% | 10% | 90% |
List prices with no discount code, checked on 14 November 2026. Firms change prices often, so always confirm on their own website before you pay.
The rules that matter most
The drawdown is trailing. In practice, every new high in your balance lifts the loss limit with it, so a winning streak followed by a losing one can still end the account. There's a consistency rule (Best day ≤30%), which means one day can't make up too large a share of your total profit. There's no deadline to pass.
Other choices at 100K
Other instant challenges at 100K from the firms we follow, cheapest first. Instant itself is priced at €2,999.
| Firm | Price | Target | Max loss |
|---|---|---|---|
| Maven Trading | $380 Instant funding | None (instant) | 3% |
| FundingPips | $444 Zero | None (instant) | 5% |
| Instant Funding | $484 IF Starter | None | 4% |
| Atmos Funded | $649 Instant Funding | None | 5% |
| Goat Funded Trader | $657 Instant HERO | None (instant) | 5% |
| AIFO | $699 Instant Direct Access | None | 5% |
Our honest take
6 firms charge less at this size, so it's worth comparing the rules before you commit. Customers think well of the firm (4.8 of 5 on Trustpilot).
Questions people ask
How much is FTMO Instant at 100K?
€2,999. Depending on the size you choose, it ranges from €169 (5K) to €2,999 (100K).
What target and loss limits does Instant have?
You need to reach None (instant). You can lose at most 3% in a day and 10% in total, and the drawdown is intraday trailing.
How often does Instant pay?
Payouts happen 14 days from first trading day, and your share is 90%.