FTMO review 2026: fees, rules and payouts explained
We put FTMO through the same checks as every firm here: published prices, published rules and customer ratings. The result is a score of 7.0, which places it 4 of 28.
What you need to know
FTMO is the firm most others are compared with. It's based in Prague, has been running longer than most in Europe, and offers two routes, a 2-Step or a 1-Step, on accounts from $10,000 to $200,000. In practice, if you pass the 2-Step, the fee you paid comes back with your first payout.
Where the score comes from
It comes in at 4 of 28 in our overall ranking. This is how the 7.0 adds up:
Upsides and downsides
Pros+
- In business since 2015, with strong Trustpilot reviews
- You can pay by card, bank transfer, Skrill or crypto
- The 2-Step fee is returned with your first payout
- A wide platform choice: MT4, MT5, cTrader and TradingView
Cons−
- It costs more than many firms on our list
- News trading is limited on the standard account (a 2-minute window)
Every FTMO program
| Program | Type | Sizes | From | Profit split |
|---|---|---|---|---|
| 1-Step Standard | 1-Step | 10K–200K | €79 | 90% |
| 2-Step Standard | 2-Step | 10K–200K | €89 | 80% |
| Instant | Instant | 5K–100K | €169 | 90% |
List prices with no discount code, checked on 14 November 2026. Firms change prices often, so always confirm on their own website before you pay.
Options for a $100,000 account
| Program | Type | Price | Target | Daily loss | Max loss |
|---|---|---|---|---|---|
| 1-Step Standard | 1-Step | €499 | 10% | 3% | 10% |
| 2-Step Standard | 2-Step | €540 | 10% / 5% | 5% | 10% |
| Instant | Instant | €2,999 | None (instant) | 3% | 10% |
What the rules allow
Restricted means you may do it, but only under conditions, such as staying out for a few minutes around big news. The firm's website spells out the details.
Platforms, paying and payouts
FTMO compared with others
Questions people ask
Can I trust FTMO?
FTMO has been operating since 2015 and is one of the most established names in prop trading. It also bought the broker OANDA.
What will an FTMO challenge cost me?
The 2-Step costs €89 (10K) up to €1,080 (200K), and the 1-Step €79 up to €999. You choose the currency when you check out.
How much of the profit does FTMO let me keep?
On the 2-Step you start at 80%, which can rise to 90% through the scaling plan. The 1-Step pays 90% from the beginning.
How much does the FTMO 100K challenge cost?
The cheapest FTMO 100K challenge where you keep at least 80% is 1-Step Standard (1-step), priced at €499.
Can someone in Kenya open an account with FTMO?
Yes. Kenya is not on FTMO's list of restricted countries. Firms update these lists from time to time, so check the terms when you sign up.