QT Funded QT 1 Step BNPL explained (2026): price and rules
QT Funded sells QT 1 Step BNPL as a 1-step challenge in 5 sizes, from 5K up to 100K. The 100K version costs $2.50 + $575 activation fee. To pass you need 6% profit, and you must keep losses under 3% in any one day and under 6% overall. This is pay-after-pass: you put down a small amount to begin, and you only pay the activation fee if you pass.
QT Funded QT 1 Step BNPL: could you pass it?
Move the slider to your usual risk per trade. We do the maths with this challenge's own limits.
Tip: stop for the day after 2–3 losses.
QT 1 Step BNPL prices at each size
| Account | Price | Target | Daily loss | Max loss | Split |
|---|---|---|---|---|---|
| $5,000 | $2.50 + $70 activation fee | 6% | 3% | 6% | 80% |
| $10,000 | $2.50 + $130 activation fee | 6% | 3% | 6% | 80% |
| $25,000 | $2.50 + $220 activation fee | 6% | 3% | 6% | 80% |
| $50,000 | $2.50 + $400 activation fee | 6% | 3% | 6% | 80% |
| $100,000 | $2.50 + $575 activation fee | 6% | 3% | 6% | 80% |
List prices with no discount code, checked on 14 November 2026. Firms change prices often, so always confirm on their own website before you pay.
The rules that matter most
The drawdown is trailing. In practice, every new high in your balance lifts the loss limit with it, so a winning streak followed by a losing one can still end the account. There's a consistency rule (20% (funded only)), which means one day can't make up too large a share of your total profit. There's no deadline to pass.
Other choices at 100K
Other 1-step challenges at 100K from the firms we follow, cheapest first. QT 1 Step BNPL itself is priced at $2.50 + $575 activation fee.
| Firm | Price | Target | Max loss |
|---|---|---|---|
| Instant Funding | $259 One-Phase Micro | 7% | 7% |
| FundedElite | $369 Lite 1 Step | 12% | 6% |
| Maven Trading | $380 1-Step Challenge | 8% | 5% |
| Atmos Funded | $383 1-Step Standard | 10% | 6% |
| City Traders Imperium | $449 1-Step Challenge | 8% | 5% |
| For Traders | $469 Fast | 9% | 6% |
Our honest take
Among the firms we follow, nothing is cheaper at this size. Its Trustpilot score is 3.6 of 5, so read some recent reviews before buying.
Questions people ask
How much is QT Funded QT 1 Step BNPL at 100K?
$2.50 + $575 activation fee. Depending on the size you choose, it ranges from $2.50 + $70 activation fee (5K) to $2.50 + $575 activation fee (100K).
What target and loss limits does QT 1 Step BNPL have?
You need to reach 6%. You can lose at most 3% in a day and 6% in total, and the drawdown is trailing.
How often does QT 1 Step BNPL pay?
Payouts happen Every 14 days, and your share is 80%.