vs
FTMO vs FundingPips (2026): which prop firm is better?
To keep it fair, both firms are judged on the same information: published prices, published rules and Trustpilot ratings. The full table and our take are below.
The two firms, point by point
| FTMO | FundingPips | |
|---|---|---|
| Score | 7.0/10 | 6.1/10 |
| Trustpilot | 4.8 | 4.5 |
| Profit split | 90% | 80% |
| Max leverage | up to 1:100 | up to 1:100 |
| 100K challenge from | €499 (1-Step Standard) | $466 (2 Step Pro) |
| Programs | 3 | 5 |
| Platforms | MT4, MT5, cTrader, TradingView | MT5, cTrader, Match-Trader, TradeLocker |
| Payouts via | Bank Transfer, Crypto | Bank Transfer, Crypto |
| News trading | Restricted | – |
| Weekend holding | Restricted | – |
| Expert advisors (EAs) | Allowed | Restricted |
| Hedging | Allowed | – |
| Scalping | Allowed | – |
| Copy trading | Not allowed | Restricted |
| Martingale | Restricted | – |
Our honest take
Using our scores, FTMO (7.0) finishes ahead of FundingPips (6.1).
FundingPips has the cheaper 100K challenge at $466, while the cheapest at FTMO costs €499.
Customers rate FTMO more highly: 4.8 of 5 on Trustpilot, against 4.5.
FTMO gives you more room to trade your way, including news, EAs and weekend holds.
- FTMO makes more sense if what you want is better customer reviews, a bigger share of profit, to trade on MT4, TradingView.
- FundingPips makes more sense if what you want is a cheaper challenge, more programs to pick from, to trade on Match-Trader, TradeLocker.
A short profile of each
FTMO
FTMO is the firm most others are compared with. It's based in Prague, has been running longer than most in Europe, and offers two routes, a 2-Step or a 1-Step, on accounts from $10,000 to $200,000. In practice, if you pass the 2-Step, the fee you paid comes back with your first payout.
FundingPips
FundingPips started in Dubai in 2022 and has become one of the biggest prop firms around. It offers five models: one 1-Step, three versions of the 2-Step, and Zero, an account that's funded straight away with no evaluation. The interesting part is that you decide how often to get paid, and the less often you withdraw, the bigger the share you keep.
Questions people ask
Which is the better firm, FTMO or FundingPips?
Using our scores, FTMO (7.0) finishes ahead of FundingPips (6.1).
Which one costs less, FTMO or FundingPips?
FundingPips has the cheaper 100K challenge at $466, while the cheapest at FTMO costs €499.
Can I have accounts at FTMO and FundingPips at the same time?
Yes. There's nothing wrong with buying challenges from more than one firm. The things almost every firm bans are copying another person's trades and hedging an account at one firm against an account at another.