Instant Funding Two-Phase Micro explained (2026): price and rules
Instant Funding sells Two-Phase Micro as a 2-step challenge in 6 sizes, from 5K up to 200K. The 100K version costs $413. To pass you need 8% / 5% profit, and you must keep losses under 4% in any one day and under 10% overall.
Instant Funding Two-Phase Micro: could you pass it?
Move the slider to your usual risk per trade. We do the maths with this challenge's own limits.
Tip: stop for the day after 2–3 losses.
Two-Phase Micro prices at each size
| Account | Price | Target | Daily loss | Max loss | Split |
|---|---|---|---|---|---|
| $5,000 | $70 | 8% / 5% | 4% | 10% | 80% |
| $10,000 | $99 | 8% / 5% | 4% | 10% | 80% |
| $25,000 | $142 | 8% / 5% | 4% | 10% | 80% |
| $50,000 | $256 | 8% / 5% | 4% | 10% | 80% |
| $100,000 | $413 | 8% / 5% | 4% | 10% | 80% |
| $200,000 | $856 | 8% / 5% | 4% | 10% | 80% |
List prices with no discount code, checked on 14 November 2026. Firms change prices often, so always confirm on their own website before you pay.
The rules that matter most
The drawdown is static. In practice, the loss limit is set once from your starting balance and never moves up, so each profit gives you extra room. There's a consistency rule (15%), which means one day can't make up too large a share of your total profit. There's no deadline to pass.
Other choices at 100K
Other 2-step challenges at 100K from the firms we follow, cheapest first. Two-Phase Micro itself is priced at $413.
| Firm | Price | Target | Max loss |
|---|---|---|---|
| FundedElite | $299 Lite 2 Step | 10% / 5% | 8% |
| OneFunded | $349 Value | 8% P1 / 6% P2 | 8% |
| Atmos Funded | $379 2-Step Plus | 6% / 6% | 6% |
| The5ers | $405 High Stakes New | 10% / 5% | 8% |
| Maven Trading | $440 2-Step Challenge | 8% / 5% | 8% |
| AIFO | $449 2-Step Core | 8% / 5% | 10% |
Our honest take
4 firms charge less at this size, so it's worth comparing the rules before you commit. Its Trustpilot score is 3.1 of 5, so read some recent reviews before buying.
Questions people ask
How much is Instant Funding Two-Phase Micro at 100K?
$413. Depending on the size you choose, it ranges from $70 (5K) to $856 (200K).
What target and loss limits does Two-Phase Micro have?
You need to reach 8% / 5%. You can lose at most 4% in a day and 10% in total, and the drawdown is static.
How often does Two-Phase Micro pay?
Payouts happen On request, and your share is 80%.