Instant Funding Instant Funding Lite explained (2026): price and rules
Instant Funding sells Instant Funding Lite as a instant challenge in 7 sizes, from 1.25K up to 80K. The 10K version costs $367. To pass you need None profit, and you must keep losses under 4% in any one day and under 10% overall.
Instant Funding Instant Funding Lite: could you pass it?
Move the slider to your usual risk per trade. We do the maths with this challenge's own limits.
Tip: stop for the day after 2–3 losses.
Instant Funding Lite prices at each size
| Account | Price | Target | Daily loss | Max loss | Split |
|---|---|---|---|---|---|
| $1,250 | $67 | None | 4% | 10% | 80% |
| $2,500 | $103 | None | 4% | 10% | 80% |
| $5,000 | $191 | None | 4% | 10% | 80% |
| $10,000 | $367 | None | 4% | 10% | 80% |
| $20,000 | $719 | None | 4% | 10% | 80% |
| $40,000 | $1,479 | None | 4% | 10% | 80% |
| $80,000 | $2,959 | None | 4% | 10% | 80% |
List prices with no discount code, checked on 14 November 2026. Firms change prices often, so always confirm on their own website before you pay.
The rules that matter most
The drawdown is static. In practice, the loss limit is set once from your starting balance and never moves up, so each profit gives you extra room. There's no consistency rule, which means a single big day won't stop you withdrawing. There's no deadline to pass.
Other choices at 10K
Other instant challenges at 10K from the firms we follow, cheapest first. Instant Funding Lite itself is priced at $367.
| Firm | Price | Target | Max loss |
|---|---|---|---|
| Maven Trading | $37 Instant funding | None (instant) | 3% |
| FundingPips | $88 Zero | None (instant) | 5% |
| Goat Funded Trader | $107 Instant HERO | None (instant) | 5% |
| Atmos Funded | $124 Instant Funding | None | 5% |
| QT Funded | $125 QT Instant | None | 6% |
| AIFO | $129 Instant Direct Access | None | 5% |
Our honest take
6 firms charge less at this size, so it's worth comparing the rules before you commit. Its Trustpilot score is 3.1 of 5, so read some recent reviews before buying.
Questions people ask
How much is Instant Funding Instant Funding Lite at 10K?
$367. Depending on the size you choose, it ranges from $67 (1.25K) to $2,959 (80K).
What target and loss limits does Instant Funding Lite have?
You need to reach None. You can lose at most 4% in a day and 10% in total, and the drawdown is smart (10%, locks to 5% after +5%).
How often does Instant Funding Lite pay?
Payouts happen 14 days, then weekly, and your share is 80%.